If you are like most people, your ability to get up each day and earn an income is one of your most valuable assets. But if you became sick or hurt and couldn't work, how would you pay your bills? Disability insurance can replace a portion of your income when you are unable to work because of an injury or illness.
There are two types of disability insurance:
- Short-term disability provides income for the early part of a disability and may even pay benefits for up to two years. This insurance is often included as part of an employee benefits package.
- Long-term disability helps replace income for an extended period of time, usually ending after five years or when an individual turns 65. This insurance can either be provided by an employer or purchased individually.
To learn more, contact an insurance specialist today at 800-303-5408 or complete the form below to obtain a free rate quote.
If you would like more information about our personal insurance coverage, please complete the form below. A representative will contact you promptly and prepare a comparative quote for your review.