The Federal Trade Commission (FTC) issued a final ruling under the FACT Act Amendment to the Fair Credit Report
Act, requiring consumer reporting agencies to provide one free annual credit report to consumers who request it.
You can now order an annual free credit report by visiting www.annualcreditreport.com.
For additional information, refer to the following pages on the FTC's website: http://www.ftc.gov/bcp/conline/edcams/freereports/index.html,
and http://www.ftc.gov/bcp/conline/pubs/credit/freereports.pdf.