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Borrowing

Today's Rates

Interest rates are subject to change at any time, without notice and may vary according to the property and loan characteristics.  The actual Annual Percentage Rate (APR) and fees available to you may differ from the rates posted based on your credit history, loan amount, property type, product features, and loan to value ratio.  The rates posted are based on certain assumptions that may or may not apply to your loan.

Rates As of November 20, 2009

Mortgage Interest Rate Points Down Payment Cost per $1000* APR
Fixed Rate (Max $417,000)        
30 Yr 4.500% 2.000% 20% $5.07 4.769%
30 Yr 4.750% 0.750% 20% $5.22 4.912%
30 Yr 4.875% 0.000% 20% $5.29 4.971%
15 Yr 4.000% 2.000% 20% $7.40 4.462%
15 Yr 4.250% 0.625% 20% $7.52 4.505%
15 Yr 4.375% 0.000% 20% $7.59 4.537%
Jumbo Fixed Rate (Max $750,000)        
30 Yr 5.375% 0.000% 25% $5.60 5.412%
15 Yr 4.625% 0.000% 25% $7.71 4.682%
           
Affordable Lending (Max $417,000)        
FHA 30 Yr Fixed** 4.875% 0.000% 3.5% $5.29 5.319%
           


*Cost per $1,000 does not include taxes and insurance.   The actual payment will be higher.

**Maximum loan amount may vary by county.
 
Adjustable Rate Mortgage Loans and other programs are available.  Ask for rates and details.  

For New York and Massachusetts rates and other programs and terms call us at 1-800-772-1090 or talk with a Sales Expert.